Modirum
Modirum is a multinational company specializing in delivering technology solutions to customers across diverse industries, including global Fintech, Security, Governments, and more.
Founded in 1997, our journey reflects our steadfast commitment to innovation and technological advancement.
Our teams of experts harness the latest technologies to build advanced solution frameworks, meeting all organizational needs of your business!

Modirum History

Founded in Helsinki in 1997, Modirum initially operated as a consulting company in financial services. Quickly recognizing the emerging potential of 3-D Secure, a new protocol at the time, it soon became Modirum’s core business, as from the early 2000s. For over two decades, Modirum maintained a dedicated focus on payment authentication solutions, until the divestiture of this segment in late 2023. This strategic shift directed the company’s attention to its other three domains of business: Professional Services, Security Technologies, and Fintech Consultancy, while expanding its scope into the broader landscape of payment and security technology.

Modirum has grown steadily and profitably throughout its existence.

Modirum Today

Today, Modirum stands as a global technology leader dedicated to delivering innovative digital solutions and services across diverse industries including fintech, banking, security, defense, aerospace, governments and beyond. Trusted by government operations, leading businesses, and Fortune 500 companies, our software products drive innovation and transformation for our clients worldwide.

Our professional teams empower our customers to future-proof their organizations by pioneering groundbreaking solutions using the latest technologies.

Modirum Locations

3-D Secure protocol launched
Jari Heikkinen & Partners
establish a company
1997-2001
Implementation of 3-D
Secure products
VISA creates 3-D Secure
ACS service (Visa VCAS)
2001-2010
Consulting regarding 3-D Secure protocol
Modirum becomes a leading
vendor of 3-D Secure
solutions
2010-2023
New product development
EMVCo consulting
Modirum acquires 3 successful software development teams & divests the 3-D Secure segment;
2023
Sustained engagement within the wider payments sector
Meet our Strategic Partners
We are a valued partner for the industry-leading businesses
Meet our team
Meet the Executive Team
Founder, Chairman
Jari Heikkinen
Executive Chairman, Modirum Group
Tero Silvola
CCO, Security Technologies
BD, Modirum Group
Elias Silvola
CMO, Modirum Group
Vlado Galevski
President, Security Technologies
Tomi Virtanen
CTO, Security Technologies
Juho Blankenstein
COO, Security Technologies
Jukka Raivio
Managing Director, Web Factory
Stefan Traykovski
Managing Director, Cloudriven
Jukka Koskenkanto
If you wish to reach us, visit our 'Contacts' section and get in touch: Contact us
Latest News
12.12.2023. Combined entity creates a new, global leader in digital payment security Atlanta, GA, Tallinn Estonia,...
30.11.2023. Enhancing Payment Security in Australia Modirum, a global leader in innovative 3-D Secure Payment Authentication...
27.11.2023. Event info and concept This year’s Mastercard LAC Innovation Forum will take place from November...
Please visit our 'News' section for more releases News
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