Modirum offers a complete spectrum of 3-D Secure solutions for Issuers, Acquirers, Processors, PSPs and Merchants to authenticate, secure and process Card not Present payments.
Modirum was founded in Helsinki in 1998. Initially started as consulting company in financial services, Modirum quickly found 3-D Secure, a new protocol at the time. 3-D Secure became Modirum’s core business in early 2000’s. Ever since then, we have remained focused in 3-D Secure, to which all our products and services are related.
Modirum has grown steadily and profitably throughout its existence.
In 2023, Modirum is the leading expert and solution provider in the area of 3-D Secure. Our software products are widely used and our expertise has been used by most payment systems and biggest issuers. We are a global company with personnel in 17 countries.
- Hosting Centers in Norway and Estonia
- Sales Offices in Austria, Cyprus, Estonia, United Arab Emirates, United Kingdom and USA
- Support and Development in Estonia, Finland, Greece, India, Kenya, North Macedonia, Nigeria, Philippines, Pakistan, Singapore, South Africa and USA
3-D Secure protocol launched
Jari Hekkinen & Partners
establish a company
Implementation of 3-D
VISA creates 3-D Secure
ACS service (Visa VCAS)
Consulting regarding 3-D Secure protocol
VISA transfers development
of the new version
of 3-D Secure to EMVCo
Modirum becomes a leading
vendor of 3-D Secure
2019 - TODAY
New product development