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Ex Ungue Leonem

Modirum is a software and consulting company specializing in secure authentication software products, card payment solutions, consulting and SaaS hosted processing services. The company was founded in 1998 in Finland  and now has offices located in Finland, Norway, Estonia and U.K.

  • Modirum Resarch and Software Development functions are based in Helsinki and Tallinn
  • Modirum Secure SaaS hosting facilities are in Estonia and Norway
  • Modirum Sales and marketing is based in London and Helsinki.

Millions of cardholders, thousands of merchants and hundreds of card issuer banks utilise our software globally.

Modirum secure processing facilities are located Tallinn and Oslo and process millions of credit card payment authentication transactions monthly.

Modirum is a pioneer in the development of technologies and services to provide secure customer authentication and identity verification. Modirum has been in IT-development, consulting Services and online banking from the early days. Modirum has worked closely with organisations like Visa and Nokia for the development of authentication protocols like 3D-Secure protocol and mobile commerce projects over the years. Modirum provides a complete 3D-Secure product suite for both card issuers and merchant acquirers.  

With clients in over 30 countries, that include banks, processor and card schemes, Modirum has extensive experience in defining, developing and implementing authentication solutions for all environments and client needs. The flexibility in the architecture and design of Modirum products ensures that any new authentication methods and schemes can be easily integrated and supported.

Modirum Offerings

  • Authentication Software and Transaction processing Products
    • MDpay Authentication and Access Control Server (ACS)
    • MDpay VPOS/MPI for Merchants/Acquirer /Processor
    • Chip Authentication Protocol (CAP)/DPA Authentication Server
    • ModirumID Authentication and Transaction Signing Mobile App. Available on iTunes Store, Google Play Store for download.
  • On-Behalf of processing services
    • 3-D Secure (Issuer ACS and Acquirer MPI)
    • VPOS Payment Gateway and Transaction Processing
    • Home banking logins and transaction signatures
  • Consulting Services
    • Design of new authentication protocols
    • Authentication implementation
    • 3D-Secure protocol implementation, best practices , development and enhancements
    • Mobile Commerce and authentication

General Inquiries:

Customer Support:

Contact addresses:

Metro Plaza Viru väljak 2, 10111 Tallinn, Estonia
Tel: +372 6 444 205 Fax +3726066006
Mannerheimintie 12B, FIN-00100 Helsinki, Finland

Tel: +358 9 2512 3737 Fax +358 9 251 66100
Visit: Youngtorget 3,1. Floor (Entry from Pløens gt. “Nordaaker” doorbell )

Mail: Mail Boxes Etc 102, N-0028‎ Oslo, Norway

Tel: +47 92287450 Fax +47 21037623
United Kingdom

81 Oxford Street, London, W1D 2EU, United Kingdom

Tel: +44 207 903 5325 Fax +44 207 9035333




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