Modirum and Bankograph enter into partnership in Indochina market

Fintech company Bankograph enters into partnership with Modirum to offer its EMV 3DS 2.2 and Payment Card Industry (PCI) certified Access Control Server (ACS) service, to clients in Indochina. As a result of this partnership, Cambodia Asia Bank (CAB) has selected Modirum ACS service to significantly reduce online fraud while being compliant with the latest developments of the EMV 3DS protocol.

This offers a significant opportunity for the CAB to improve its conversion rates in e-commerce transactions, improving authorization rates for merchants and protecting consumers’ financial data.


Bankograph announced a new partnership with Modirum. This partnership provides the opportunity to develop and deliver state-of-the-art digital banking services, so as Issuers are able to secure consumers’ financial data, offer a frictionless payment experience, decrease fraud and enhance cardholder engagement and loyalty. That will lead to a significant increase in revenues via increased transaction completion rates and higher approvals, as well as help Issuers comply with global regulations and upcoming challenges.

“This is something we have been working on for a while, and we are very excited about working together with Modirum to offer its ACS service that supports the latest EMV 3DS protocol version along with a number of innovative authentication capabilities, so as our bank partners deliver intelligent cardholder authentication during Card Not Present (CNP) online payments and support both e-commerce and m-commerce, including app-based transactions across all devices. Bankograph is looking forward to a long and fruitful collaboration to drive our business forward.” says Mr. Alexander Gold, CEO at Bankograph.

“We are excited to work with a leader in digital financial services, Bankograph. We believe that Bankograph’s vision, its leading role in the space, strong business acumen, and innovative technology, combined with Modirum’s extensive expertise and success in providing best in class 3-D Secure solutions and services, results in a strategic partnership that will usher in a new era in secure authentication and processing in Indochina, improving the ecosystem for all its participants.” says Mr. Alexandros Limniatis, Senior Director of Sales and Business Development at Modirum.

Bankograph is a Singapore headquartered fintech company that operates its innovative digital banking platform as a service and has datacenters in Vietnam to service all of South East (SE) Asia region. The company is one of the fastest growing digital banking and finance companies in Indochina countries and provides a range of innovative point-of-sale payment and credit management solutions to financial institutions.

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